CHECKFLO – Your Company’s Check Mate!
Automated Business Checks
✔ Full visibility on every check with detailed tracking
✔ Pay-as-you-go pricing – flat rate per check, no hidden fees
✔ Enterprise-grade security & compliance across all U.S. banks
✔ Flexible integrations & API – ingests any file format you use
✔ Significant cost savings plus tiered volume discounts
Business Check Printing & Mailing Services
Flexible enough for simple payments. Powerful enough for complex operations.
Integrated Payment Processing
For businesses looking to automate and manage check issuance through secure accounting or ERP integrations.
- Integrate via API, CSV, QuickBooks, or SFTP
- Batch processing, scheduling, and approval workflows
- Full visibility into user actions and payment history
Custom Checks with Documents
When your business needs to send more than just a check—like legal notices, payroll statements, or insurance letters.
- Attach letters, forms, or supporting documents
- Custom check stub with dynamic financial data
- 100% match accuracy between checks and documents
High-Volume, Fast Turnaround
When speed and scale are essential—whether you're sending bulk check payments or working on tight deadlines.
- Same-day dispatch for orders submitted before cutoff time
- FedEx overnight delivery available for urgent payments
- Supports bundling and large batch processing
Multi-Bank, Multi-Team Setup
Ideal for managing check payments across multiple teams, entities, or clients. Simplifies complex payment operations.
- Set up multiple bank accounts with dedicated check templates
- Create primary accounts and subaccounts for different teams or companies
- Add multiple users, assign permission levels, and set approval rules
Plug-and-Play Workflow Integrations
Plug Checkflo into your existing workflow without code rewrites or mapping headaches – always at $0 setup cost.
Upload & Go: Drag and drop CSV export files or PDF bundles for same-day onboarding.
Batch at Scale: Secure SFTP hot folders accept high-volume data files (EDI included) plus matching PDFs in one sweep.
Real-Time API: Stream payment data and PDF documents or EDI payloads through REST endpoints with instant webhook status updates.
CSV Data File Upload REST API Integration QuickBooks Online Integration
Cloud-Based Check Writer
Checkflo offers a convenient way to manage all your check payments across the US and Canada. By creating a business account, you can write, sign, and approve checks, as well as attach relevant documents. For bulk payments, you have the option to write checks from a payee list, upload your payment data using a CSV file or integrate via REST API and SFTP. We take care of check printing and mailing, ensuring that your payments reach your payees on time without any extra effort on your part.
QuickBooks-Approved App
For QuickBooks Online users, Checkflo offers a specialized app designed to assist in managing their paper checks payments more efficiently. This app provides a two-way sync with QuickBooks Online, helping you avoid double data entry, maintain accurate records, and track check payments in real time. Available directly from the Intuit App Store, QuickBooks Online users can easily incorporate the Checkflo App into their financial workflow for an enhanced accounting experience.
The Checkflo Advantage
Security first, flexibility everywhere.
Bank-Grade Security
SOC 2 Type 2, HIPAA, and ISO 27001 certified. Payment and bank data stay AES-encrypted; every check prints on high-security MICR stock with optional holograms. IP-restricted access and immutable audit logs protect your payments from submission through deposit.
Custom Payment Solutions
Choose self-serve templates for fast edits, drop in your logo, tweak business details, and go. Need more? Our enterprise team builds fully custom HTML layouts, multi-page stubs, and automated document-matching rules for complex requirements. Perfect for payroll, refunds, or any business payment that needs its own look.
Granular Approvals and Controls
Role-based permissions, dual-signature rules, and dollar thresholds keep every check under tight oversight. Positive Pay exports and real-time exception alerts stop fraud before it starts. Approvers get instant email alerts; rejected items flow back so nothing stalls your pay run.
Live Tracking & Reporting
Each check and document ships with USPS or FedEx tracking that feeds straight into your dashboard. Web-hooks and downloadable reports surface print, mail, and delivery milestones in real time. Ready for auditors, ERP feeds, or just peace of mind.
Cut Your Check Processing Costs by Over 50%
Compare the Savings: In-House Check Printing VS Checkflo
In-House
Check Printing & Mailing
- Monthly Materials: $500
- Monthly Postage: $335
- Monthly Labour: $1,280
Checkflo
Check Printing & Mailing
* NO MONTHLY FEE
* $149 per check printed & mailed:
-
- High-security check stock
- Original MICR toner
- Fast 1-day dispatch
- Positive Pay report
- Reporting & tracking
Customer Reviews & Testimonials
Discover how Checkflo has helped businesses of all sizes streamline their payment processes and enhance their financial management.
Checkflo - Web Application
Check Payment Software
Reviews
Overall
(39 reviews)
Saves me so much time!
I started using checkflo to pay multiple bills via check. A couple clicks and done. Can't go back to doing these manually!!
Yes, I recommend this product.
CheckFlo saves us time (UI could use some work)
The process works once it is set up. The interface is a bit strange. I do like the ability to apply options for each batch to all in the batch, but again it is a little unintuitive at first. Would be 5 stars if the interface was a bit more user friendly.
We enjoy being able to use CheckFlo to send physical checks instead of printing them ourselves with the check printer that is starting to smear ink then drop the checks into the mail at the local post office. It is definitely worth the "Mail" price to use CheckFlo.
Yes, I recommend this product.
Stay Informed
Explore the latest news, tips, and best practices in check payment management and financial insights through our blog.
Payflo Partners with MoneyGram to Deliver Innovative Cash Payment Solutions for U.S. Gaming and Lottery
Payflo Inc. has partnered with MoneyGram to launch groundbreaking cash-in and cash-out payment solutions tailored for the U.S. gaming and lottery industry. With seamless integration, same-day access to funds, and nationwide reach, this partnership is set to transform payment experiences for both players and operators.
Blog
Leverage USPS Informed Delivery for Better Business Mail Visibility
Unlock better mail visibility and security with USPS Informed Delivery and Intelligent Mail Barcode. See how Checkflo simplifies tracking checks and financial documents for your business.
Reverse Positive Pay: Adequate Security for Your Business?
Discover the pros and cons of Reverse Positive Pay for check fraud prevention. Understand how it differs from Positive and Payee Positive Pay, and see how Checkflo’s solutions enhance business security and streamline payment processes.
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